A market research study on financial literacy conducted by Danske Bank in the Nordic countries, in the Republic of Ireland, and in Northern Ireland indicated that 53 per cent of all 18- to 19 year-old Finns do not know what the term ”interest rate” means. Moreover, six in ten young people cannot choose the most favourable loan out of the four alternatives given, while only around half of them know the definition of "disposable income". In certain respects, their parents are little better prepared in terms of financial literacy.
http://www.hs.fi/english/article/Study+Many+Finnish+adolescents+and+parents+alike+come+up+short+on+financial+literacy+/1135233997957
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